Decatur Uninsured Car Accident Lawyer

When you are involved in an accident with an uninsured motorist, this can make it more difficult to recover financial compensation for your losses. These situations typically occur in hit and run accidents when the driver is unidentifiable because they fled the scene. However, these crashes also may happen when a motorist illegally drives their vehicle without any coverage.

If you were involved in a collision with a driver without coverage, a Decatur uninsured car accident lawyer could explain your legal options for recovery. An attorney with experience in these complex cases could guide you throughout the claims process and become your legal advocate during this difficult time.

Uninsured Motorist Coverage

According to the Insurance Information Institute, an estimated twelve percent of drivers on Georgia’s roads are uninsured. Therefore, motorists should review their coverage options to be prepared for situations involving these drivers without insurance.

In addition to contacting a Decatur uninsured car wreck attorney, a plaintiff should check if their insurance policy covers accidents with motorists who do not have any insurance. Under Official Code of Georgia §33-7-11, a driver can register for two types of uninsured motorist insurance called “non-stacking” or “stacking.” One option allows a motorist to cover each vehicle separately while the other permits increased coverage limits.

It is important to note that drivers are permitted, however, to opt-out of this type of coverage. A motorist, therefore, should check if this is a component of their policy. However, these nuances can be difficult to understand without a knowledgeable attorney. A seasoned legal representative could guide an injured party through their insurance coverage options.

When to Bring a Claim

Generally, the sooner a plaintiff begins their lawsuit, the better. As time goes on, memories of the accident can fade, and evidence can be more challenging to find. Ultimately, however, there is a deadline to when a plaintiff is permitted to bring a claim.

A statute of limitations sets a deadline on when a plaintiff can assert their claim before a court. According to O.C.G.A. §9-3-33, a plaintiff has two years from the day they were hit by the uninsured driver to bring a suit.

If a claimant files their claim after this statutory period has expired, the court may dismiss this lawsuit. A Decatur lawyer could work to ensure that a claimant in an uninsured car accident case meets all legal deadlines.

Speak with a Decatur Uninsured Car Accident Attorney Today

When you are in a car accident and have physical and psychological trauma, you may be entitled to compensation for your injuries and other losses. However, when an uninsured driver hits you, or a motorist flees the scene of your accident, the entire situation can become more burdensome. Fortunately, the attorneys at the 770-GOOD-LAW firm could help you through this daunting process.

An experienced Decatur uninsured car accident lawyer could find witnesses, take depositions, gather evidence, and begin building a case on your behalf. Contact our local attorneys today and see what may be possible for you and your case.