Understanding At-Fault States in Car Accidents
In the aftermath of a car accident, determining who is responsible can be challenging. This distinction is especially crucial in at-fault states like Georgia, where fault determines who pays for damages. At 770GoodLaw, we believe in empowering accident victims with the knowledge they need to fight for their rights and receive fair compensation.
What Does At-Fault Mean?
In an at-fault state, the driver who caused the accident is held responsible for paying for the other party’s medical expenses, property damage, and other losses. This differs from no-fault states, where each driver’s insurance typically covers their own injuries and damages, regardless of who caused the accident. Understanding this system is essential, as it impacts insurance claims, lawsuits, and ultimately, the compensation accident victims receive.
How Does Fault Affect Insurance Claims in Georgia?
Georgia follows an at-fault insurance system, meaning that after an accident, you have a few options for pursuing compensation:
File a Claim with Your Insurance – If you have collision coverage, you may be able to recover some costs through your own insurance company, but this often depends on your policy specifics.
File a Third-Party Claim – In most cases, you’ll file a claim against the at-fault driver’s insurance. This approach lets you seek full compensation for medical bills, car repairs, lost wages, and pain and suffering.
File a Personal Injury Lawsuit – When insurance settlements fall short, a lawsuit may be necessary. At 770GoodLaw, our attorneys have experience fighting for our clients’ rights in court to ensure they receive the justice they deserve.
Comparative Negligence in Georgia
Georgia also operates under a modified comparative negligence rule. If you’re partially at fault for an accident, this rule reduces your potential compensation by your percentage of fault. However, if you’re more than 50% responsible, you won’t be eligible for any compensation. At 770GoodLaw, we understand that insurance companies often try to shift blame to minimize their payouts. Our attorneys are here to counter these tactics, keeping your interests protected every step of the way.
Why Choose 770GoodLaw?
Navigating the complexities of Georgia’s at-fault system can be overwhelming, especially when dealing with insurance giants. 770GoodLaw exists to champion the rights of accident victims. Our mission is simple: to fight tirelessly for those who feel voiceless against insurance companies. With our expertise, dedication, and commitment to justice, you’re never alone in your battle for fair compensation.
