Norcross Uninsured Car Accident Lawyer
State law requires all motorists to carry auto insurance. Unfortunately, many drivers fail to comply with this law, and some only have the bare minimum coverage required. In some instances, the injuries for a car wreck can be so severe that defendants may not have enough insurance coverage to fully compensate the injured party.
If you have sustained losses in a collision with an uninsured driver, contact a skilled car wreck attorney for help with filing a claim. An experienced Norcross uninsured car accident lawyer could find other sources of compensation and negotiate with insurance companies to fight for full compensation.
State Insurance Requirements
To legally drive, a motorist must carry a minimum level of liability insurance. This insurance is designed to compensate other drivers following a collision where one motorist is at fault. The minimum insurance coverage required of a driver includes:
- $25,000 in bodily injury coverage per injured party;
- $50,000 in bodily injury coverage per accident; and
- $25,000 in property damage.
It is important to note that these are only required minimums, and in some cases, it is advisable to carry more insurance coverage. This is encouraged because if a driver causes more damages in a wreck than the limits on their policy, this motorist may be responsible for the remaining balance. A Norcross lawyer who is familiar with uninsured or underinsured car accident cases could review an at-fault driver’s policy and determine if they have enough coverage to fully compensate an injured party.
Sources of Compensation
In a traditional lawsuit, the source of compensation following an accident is often the at-fault driver’s insurance provider. However, when that driver does not have any insurance, there are other potential sources of compensation a Norcross uninsured car accident attorney could consider.
One choice would be to pursue compensation directly from the negligent driver. In some cases, uninsured or underinsured motorists may have significant assets that could be used to compensate a plaintiff. In addition to cash or savings, a plaintiff could place a lien on the negligent driver’s property if they are successful at trial. Until the defendant pays the lien, they would be unable to sell their property.
Another potential option is the injured driver’s insurance company. If a claimant has an uninsured motorist policy, they could make a claim on their insurance for any damages resulting from the accident. It is important to know that these motorist policies are not standard with liability policies.
A motorist must take out this additional policy to ensure they have coverage when other drivers do not. Without an active uninsured motorist policy, an injured driver may not have this option of seeking compensation from their carrier. For more information, contact a knowledgeable lawyer.
Consult a Norcross Uninsured Car Accident Attorney
Uninsured and underinsured motorist accidents can be complicated. In addition to fighting with the other driver, their insurance company could also be involved in the case. If you make an uninsured motorist claim, your carrier could also hire a lawyer to represent their best interests.
With so many competing interests in one claim, you deserve to have a legal advocate with experience managing your case. Contact a Norcross uninsured car accident lawyer at our firm to discuss your legal options and our 100% satisfaction guarantee.