Norcross Motorcycle Accident Insurance Claims
While some motorcycle crashes are unavoidable, many occur due to another driver’s negligence. If the at-fault driver has insurance, their insurance carrier often represents the best chance at obtaining monetary compensation.
However, while insurance companies might have an obligation to cover your claim, they typically will not make the process easy. Insurance adjusters are often trained to find reasons to deny your claim and use your words against you out of context.
Fortunately, qualified legal counsel could help you with the Norcross motorcycle accident insurance claims process. If a careless or reckless motorist is responsible for your crash, an experienced motorcycle accident attorney could work with you to hold them—and by association, their insurance company—accountable.
Norcross Insurance Requirements
State law requires every motorist and motorcyclist to carry a minimum level of liability insurance. This insurance covers the damages or injuries of another driver if an accident occurs for which the insured person is at fault.
Georgia requires a minimum of $25,000 in bodily injury coverage per injured person and $50,000 per accident. In addition, there is also a requirement of at least $25,000 of property damage coverage. It should be noted that these are minimum requirements, and many drivers opt for significantly more coverage.
Drivers also have the option of selecting an uninsured motorist policy, which is intended provide compensation to the insured driver when they are struck and injured by an uninsured or underinsured motorist. This coverage only comes into play when the at-fault driver does not have adequate insurance.
Dealing with the Other Insurance Company
The first step in pursuing a claim against another driver’s insurance involves notifying their carrier. In some cases, the insurance company will accept liability and agree to pay for all of the damages. Most of the time, however, the process is not so simple.
Often, insurance companies will disagree on the value of an injury. A driver’s pain and suffering are subjective, and the at-fault insurance company may try to use that leeway to diminish the amount they are liable to recover.
The carrier could also deny that their driver was liable for the motorcycle crash. In some cases, both parties to the crash have differing accounts of what happened, meaning that resolving a claim through settlement could be impossible. If a Norcross lawyer is unable to resolve a motorcycle accident insurance claim with the at-fault insurance company, the next step is litigation.
Filing a Lawsuit
A lawsuit following a motorcycle crash is inevitable in some cases. Through such a lawsuit, the victim of a motorcycle accident has the right to seek monetary compensation for a host of damages resulting from the crash, including:
- Medical bills
- Motorcycle repair bills
- Lost wages
- Lost future earnings
- Mental anguish
- Pain and suffering
- Loss of consortium
A plaintiff in a motorcycle injury case must file a lawsuit within two years of the date of the collision, or they may risk losing out on compensation forever. With so much at stake, legal representation could greatly benefit an injured rider.
Discuss Norcross Motorcycle Accident Insurance Claims with a Skilled Attorney
Following a motorcycle crash, it may be important to pursue compensation for your injuries from the at-fault insurance company. However, dealing with the insurer directly can be risky. With effective legal representation, you could limit the risk of denied Norcross motorcycle accident insurance claims.
When the negligent driver’s insurance company refuses to take responsibility, the last option is to initiate legal action. With the help of an experienced motorcycle accident lawyer, you could use litigation to seek the compensation you deserve. Call today to learn more.