Tucker Car Accident Insurance Claims

If you sustained injuries in a serious wreck, you may be wondering how to proceed with an insurance claim and what type of compensation may be available to you. While Tucker car accident insurance claims vary slightly, most follow a general process. If you think you may have a viable claim for damages following a serious motor vehicle accident, you should seek counsel from an attorney who could discuss your legal options.

What are the Insurance Requirements in Tucker?

Per state law, registered vehicle owners must carry certain amounts of liability insurance to operate their motor vehicle legally. These limits are $25,000/$50,000 bodily injury liability coverage and $25,000 in property damage liability coverage.

What are the Common Types of Compensation?

In Tucker, a claimant may be able to obtain multiple types of compensation in a car wreck insurance claim. Compensation may include damages for the claimant’s lost income, hospital bills, medical care costs, and other out-of-pocket expenses. An injured party also may be entitled to compensation for their emotional losses, such as distress, future lost wages, and pain and suffering. If the at-fault party’s actions were particularly egregious, a claimant may be able to request punitive damages.

Types of Auto Accident Insurance Claims in Tucker

It is important to separate property damage from bodily injury when discussing insurance claims following a car wreck in Tucker. Property damage claims follow a fairly standard process. If the claimant only sustained damage to their vehicle, they could file a claim with the at-fault driver’s insurance company, get a repair estimate, and settle the matter with the carrier.

If the accident involved both property damage and bodily injuries, the claimant should receive immediate medical attention for their injuries and refrain from signing any releases or giving a recorded statement without talking to a lawyer first. The insurance company may try to extract an admission of guilt from the claimant or attempt to get them to settle their case too soon.

After a claimant completes treatment, a lawyer could gather all of the evidence and submit a demand for settlement to the at-fault party’s insurance company. The demand would include evidence to support a claim for the full value of the individual’s damages. The insurance company then has to respond within 30 days, either accepting the amount in the demand letter or providing a counter-offer. Settlement negotiations could last for several weeks or longer. If the insurance company refuses to issue a fair offer, it may be necessary to pursue litigation.

Contact a Tucker Attorney for Assistance Filing an Auto Accident Insurance Claim

The complex process of filing Tucker car accident insurance claims is a burden that an accomplished lawyer could help shoulder. An attorney could handle your injury claim from start to finish, from managing the case investigation, collecting evidence, and ordering your medical records, to preparing a detailed settlement demand and zealously pursuing compensation. If you have questions concerning the insurance claims process or want to find out more about filing a claim, a lawyer could help. Call today for more information.