Tucker Uninsured/Underinsured Car Accident Lawyer
The costs associated with a car wreck can be considerable. For this reason, state law requires motorists to have an active automobile insurance policy anytime they choose to drive. This insurance policy exists to help compensate injured parties in the event of a collision.
Some individuals, however, choose to drive a motor vehicle without having sufficient coverage in place – or without any insurance policy at all. When these individuals cause accidents due to their own carelessness, those injured in the wreck may face challenges in receiving compensation for their injuries.
Fortunately, a Tucker uninsured/underinsured car accident lawyer could help these individuals obtain the financial compensation they need to address their losses. One of our dedicated attorneys could review your options for financial recovery if you were involved in a crash with an uninsured motorist.
Minimum Insurance Requirements for Drivers in Tucker
State law mandates that each driver carry an auto insurance policy that is active every time they get behind the wheel. These policies must have the following minimum coverage:
- A minimum benefit of $25,000 per person and $50,000 per accident for bodily injuries
- A minimum benefit of $25,000 per accident for property damage
These amounts reflect the maximum amount that a person’s car insurance policy would payout to injured individuals in the event of a collision. If a person has a policy with higher benefits, then the insurance company may pay claims up to that higher benefit amount.
A driver is considered to be underinsured if they have an auto liability insurance policy that falls below the state minimum requirements. When an underinsured driver causes an accident that injures another, this motorist’s policy may not be sufficient to cover all of the injured person’s expenses. This individual may then need to find other sources to help pay for the remainder of their losses.
Similarly, an uninsured motorist who causes a wreck has no policy from which injured individuals may receive payment for their expenses. Instead, these injured drivers would need to pay for their own expenses or secure funding from some other source.
An experienced car wreck lawyer in Tucker could assist injured plaintiffs in bringing a suit against underinsured and uninsured motorists. Such a lawsuit, if successful, would require these motorists to personally pay for the harm their negligent or reckless misconduct caused.
Tips for Individuals Involved in a Car Accident with an Uninsured Motorist
Underinsured or uninsured motorists who cause a crash may try to flee the scene. If they do so, it can be extremely difficult for an injured party to pursue compensation from the at-fault person. To help avoid this situation, those involved in any crash should try to take note of the following:
- A description of the car, including any unique markings and where the vehicle was damaged in the crash
- The license plate number of the vehicle, including the state
- A description of the driver
- The direction the vehicle left the scene, if applicable
This information may be helpful to a law enforcement officer and an attorney attempting to locate the individual that fled the scene. Because of the various legal complexities involved in uninsured or underinsured car wreck cases, an injured party should not hesitate to contact a lawyer in Tucker following an accident.
Contact a Tucker Uninsured/Underinsured Car Accident Attorney
If you or a family member find yourself involved in a crash with a driver who may be uninsured or underinsured, you may not need to bear the burden of your medical expenses and other losses yourself. Speak to a Tucker uninsured/underinsured car accident lawyer about your legal options.
You may have grounds to file a claim against the at-fault driver directly and recover an appropriate amount of compensation for the financial harm you incurred. Call today.