Tucker Motorcycle Accident Insurance Claims
If you suffered an injury while riding your motorcycle, the driver responsible for the accident may be able to repay you for your losses using their liability insurance coverage. These policies are designed to compensate anyone a policyholder negligently injures in an auto wreck. This compensation may include money for lost wages, medical bills, or the cost of repairing or replacing a damaged vehicle.
Unfortunately, the claims process can be difficult to navigate. For instance, in some cases, the other driver may not have coverage, while in others the opposing party’s insurance provider may deny your claim. Fortunately, an experienced attorney could help you recover compensation through Tucker motorcycle accident insurance claims.
Motorcycle Insurance Requirements
According to state law, a motorist must carry a minimum level of liability insurance to maintain their license. This requirement applies to both drivers and motorcyclists and is designed to compensate anyone they cause damage to by acting negligently. Following a motorcycle accident in Tucker, it is important to have these minimum coverage requirements so that a motorist can compensate an injured party in a claim for damages. The minimum coverage required under state law includes:
- $25,000 for bodily injuries per victim
- $50,000 for total bodily injuries per accident
- $25,000 for property damage
It is important to note that these amounts are the minimum required coverage. In some cases, additional coverage may be in a motorist’s best interest. Additionally, drivers have the option of purchasing uninsured motorist insurance. These policies compensate a driver that is injured by an uninsured or underinsured driver.
When Should Someone Take Legal Action?
In some Tucker motorcycle wreck cases, filing a claim with the at-fault party’s insurance company may be enough to get a claimant the compensation they need.
However, in some situations the damages in an accident may exceed the at-fault driver’s policy limits. When this happens, an injured motorcyclist could either accept the lower offer or sue the negligent driver.
In cases involving policy limits, the settlement offer may be far below the value of the claim. If a claimant decides to proceed to trial, they could receive the insurance policy limits from the carrier in addition to collecting the remaining balance directly from the driver.
When the opposing party’s coverage is not enough, an uninsured/underinsured driver claim also could fill the gap. However, for an injured biker without underinsured motorist coverage, their only option may be to sue the negligent driver directly. During an initial consultation with a lawyer, an injured party could learn if there is insurance available to cover their claim or discuss a strategy if there is no coverage.
Speak with a Tucker Attorney about Motorcycle Wreck Insurance Claims
The aftermath of a severe motorcycle crash can be confusing, and you may be unsure about your options for recovery. If you were in a motorbike wreck, a lawyer could help you recover compensation through the negligent driver’s insurance company. To learn more about Tucker motorcycle accident insurance claims, contact one of our dedicated and skilled attorneys.