Kev sib tsoo tsheb tuaj yeem tshwm sim thaum koj xav tias tsawg kawg yog lawv, thiab kev cuam tshuam nrog kev tshwm sim tom qab tuaj yeem dhau los. Ib feem ntawm kev tuav pov hwm tsheb uas ntau tus neeg yuav tsis nkag siab tag nrho yog tsis muaj kev pov hwm tsav tsheb (UM) kev pab them nqi. Yog li, qhov kev pab them nqi UM yog dab tsi, thiab vim li cas nws tseem ceeb kom muaj?

UM Kev Pabcuam yog dab tsi?

Uninsured motorist (UM) kev pab them nqi yog ib qho kev pov hwm kev xaiv uas tiv thaiv koj nyob rau hauv cov xwm txheej uas koj muaj feem cuam tshuam nrog tus neeg tsav tsheb uas tsis muaj ntawv pov hwm. Hauv lwm lo lus, yog tias koj nyob hauv qhov xwm txheej tshwm sim los ntawm tus neeg tsav tsheb tsis muaj kev pov hwm, UM kev pab them nqi tuaj yeem pab them koj cov nqi kho mob, nyiaj poob haujlwm, thiab lwm yam kev puas tsuaj.

Vim li cas UM Kev Pabcuam tseem ceeb?

Kev muaj UM yog qhov tseem ceeb vim tias nws tuaj yeem muab kev tiv thaiv nyiaj txiag rau koj hauv cov xwm txheej uas tus neeg tsav tsheb ua txhaum tsis muaj ntawv pov hwm. Yog tias tsis muaj qhov kev pab cuam no, koj tuaj yeem raug tso cai them nyiaj rau kev puas tsuaj tawm ntawm koj tus kheej lub hnab, uas tuaj yeem ua rau muaj kev puas tsuaj nyiaj txiag.

UM Kev Pabcuam Ua Haujlwm Li Cas?

Yog tias koj muaj xwm txheej nrog tus neeg tsav tsheb tsis muaj kev pov hwm, koj qhov kev pab them nqi kho mob UM yuav ncaws tawm los pab them koj cov kev puas tsuaj. Piv txwv li, yog tias koj qhov kev puas tsuaj tag nrho yog $ 50,000, tab sis tus tsav tsheb ua txhaum tsis muaj kev pov hwm, koj qhov kev pab them nqi UM tuaj yeem pab them tag nrho $ 50,000.

Mus saib 770GoodLaw Lub Vev Xaib kom paub ntau ntxiv

Kev daws teeb meem tom qab lub tsheb sib tsoo yuav nyuaj, tshwj xeeb tshaj yog thaum nws los txog rau kev tuav pov hwm. Yog tias koj tau koom nrog qhov xwm txheej thiab muaj lus nug txog UM kev pab cuam lossis lwm yam teeb meem kev cai lij choj ntsig txog koj qhov kev huam yuaj, tsis txhob yig tiv tauj ntawm 770-409-1529 lossis Mus Saib Peb Lub vas sab Yog Xav Paub Ntxiv.

Nco ntsoov, muaj UM kev pab them nqi yog ib feem tseem ceeb ntawm kev tiv thaiv koj tus kheej thiab cov neeg koj hlub ntawm txoj kev. Nws yog ib qho tseem ceeb uas yuav tau tshuaj xyuas koj qhov kev pov hwm kev pov hwm tsis tu ncua thiab xyuas kom koj muaj kev tiv thaiv txaus nyob rau hauv qhov chaw. UM kev pab them nqi tsuas yog ib feem ntawm cov phiaj xwm kev tuav pov hwm uas tuaj yeem pab muab kev thaj yeeb nyab xeeb rau koj thaum tsav tsheb.