A 5% impairment rating indicates that you have suffered a measurable, but relatively moderate, level of permanent physical impairment due to a work-related injury. Impairment ratings are determined by medical professionals and are used in workers’ compensation claims to assess the extent of your injury and its impact on your ability to work and perform daily activities.
This rating plays a critical role in determining the compensation you are entitled to receive for your injury. It is typically assigned after you have reached maximum medical improvement (MMI), meaning your condition has stabilized, and further medical treatment is unlikely to improve it. The 5% rating represents the extent to which your body has been permanently impaired as a result of the injury.
How Does a 5% Impairment Rating Impact Your Claim? #
The impairment rating is one of the key factors used to calculate the benefits you may receive. Workers’ compensation laws vary by state, but generally, the rating helps determine the amount of permanent partial disability (PPD) benefits you qualify for. For example, in many states, a higher impairment rating results in more substantial compensation, as it reflects a greater impact on your earning capacity and quality of life.
Challenges in Receiving Fair Compensation #
Insurance companies often scrutinize impairment ratings and may try to minimize their financial liability by disputing the severity of your condition or the validity of the rating. Even when a rating like 5% is relatively modest, insurers might argue that the injury has had a limited effect on your ability to work or live a normal life, which can lead to lower compensation offers.
This is where having a skilled workers’ compensation attorney becomes essential. At 770GoodLaw, we understand the tactics insurance companies use to reduce payouts and are committed to helping injured workers fight for the compensation they deserve. Our experienced attorneys will work with medical professionals to ensure that your impairment rating is accurate and supported by strong evidence. We’ll also negotiate with the insurance company to secure the benefits you’re entitled to under workers’ compensation laws.
Next Steps After Receiving an Impairment Rating #
If you’ve been assigned a 5% impairment rating and are unsure how it affects your workers’ compensation claim, reach out to 770GoodLaw for guidance. We can help you understand the implications of your rating, navigate the claims process, and ensure that you receive a fair settlement. Contact us today for a free consultation and let us advocate for your rights and future.
